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Wirex
Active
Partly verified
老牌加密支付卡，主打零外汇手续费
Partially verified
Last checked：2026-11-07
Score
7.0 / 10
Stability（30%）
8.5
Fees（25%）
7.0
Availability（20%）
5.0
Features（15%）
7.5
Access（10%）
6.0
Basics
| Type | 虚拟卡 / 实体卡 |
|---|
| Network | Visa / Mastercard |
|---|
| Issuer | 英国 |
|---|
| KYC | 需要（较严格） |
|---|
| Assets | USDT、USDC、BTC、ETH |
|---|
| Cashback | 有（会员制） |
|---|
| Mainland | 受限 |
|---|
Fees
| Spend cost | n/a |
|---|
| Issuance | n/a |
|---|
| Annual / monthly | n/a |
|---|
| Top-up fee | n/a |
|---|
| Withdrawal fee | n/a |
|---|
| FX conversion | 0（官方宣稱） |
|---|
| Cross-border fee | n/a |
|---|
| ATM fee | n/a |
|---|
| Refund | n/a |
|---|
Limits
| Per-transaction | n/a |
|---|
| Daily spend | n/a |
|---|
| Monthly spend | n/a |
|---|
| Daily ATM | n/a |
|---|
| Monthly ATM | n/a |
|---|
| Min top-up | n/a |
|---|
| Top-up limit | n/a |
|---|
| Yearly ATM | n/a |
|---|
| Free ATM allowance | n/a |
|---|
Features
| Physical card | n/a |
|---|
| Apple Pay | n/a |
|---|
| Google Pay | n/a |
|---|
| ATM cash | n/a |
|---|
| Subscriptions | n/a |
|---|
Experience
| App language | n/a |
|---|
| Support | n/a |
|---|
| Funding speed | n/a |
|---|
| Risk controls | n/a |
|---|
KYC documents
n/a
Cashback
| Rate | n/a |
|---|
| Paid in | — |
|---|
| Cap | — |
|---|
| Note | — |
|---|
Account type
| Main bank account | Yes |
|---|
| IBAN / 賬戶號 | 部分地區提供 |
|---|
| Note | 多幣種賬戶 + 卡 |
|---|
For mainland-China users
| Mainland residents | n/a |
|---|
| CN address as proof | n/a |
|---|
官網與幫助中心未公開列出中國內地條款，需以註冊時的地區校驗為準
Sources：
https://www.wirexapp.com/（updated 2026-11-07）